HOME FIRES ARE VERY COMMON
According to SCDF 2018 statistic, there are 2411 residential fires, of which 377 cases of unattended cooking, 296 cases related to discarded items. 90 fire injuries, and sadly, 4 fatalities. To put the statistics in perspective, that is roughly 2 home fires every single day.
I HAVE FIRE INSURANCE, I DO NOT NEED ANY FIRE SAFETY EQUIPMENT AT HOME
You must be aware basic home fire insurance only covers the "four walls" of your house. They do not cover any of your contents like furniture and fittings.
All fires start small. As long as the small fire is extinguished, problem is solved. A fire double in size every 60 seconds, the size of the fire would be too huge to fight before you know it.
JUST USE WATER TO SPLASH ON FIRES
DO NOT ever use water on electrical appliances or grease fires! Dry powder extinguishers will be able to extinguish most types of common home fires.